Frequently Asked Questions

What type of financing do you support?
We help people with credit issues get financing for a new or used car from one of our authorized licensed dealers. We do not handle motorcycle or private-party loans.

How can you help if I've been turned down elsewhere?
We have partnered with leading special finance lenders and dealers across the U.S. and Canada. All of our dealerships have the lending resources, expertise, and inventory in stock to get special financing arrangements approved for most customers. On average, 93% of those who apply with us will get approved to buy a car.

How much will I get pre-approved for?
The loan amount that you will get pre-approved for is based on a number of factors, including your income, debt, and credit rating.

I've had a bankruptcy. Can I get pre-approved?
Yes, as long as the bankruptcy is discharged, or you have an Authorization to Incur Debt from the bankruptcy trustee.

I've never had credit before. How can I get pre-approved?
Yes, Auto Credit Express has several financing programs available for first-time buyers.